Best Money Methods in GTA Online Right Now (June 2026)
The current weekly bonuses, best passive income setups, and the fastest way to grind $10M before GTA 6 launches.
With GTA VI close, this is the final stretch for GTA Online. Here are the methods that still work as of October 2026, ranked honestly by what they actually pay per hour of your time.
Active grinding
Cayo Perico Heist remains the best solo earner in the game at roughly 1.4 to 1.9 million per hour for an efficient runner. The fingerprint hack adjustments reduced its ceiling but nothing has displaced it. If you only learn one money method, learn this one.
The Contract missions pay well for the time invested — roughly 80,000 to 120,000 per ten-minute mission. Lower ceiling than Cayo, but far less setup overhead, which makes it better for short sessions.
Auto Shop robberies sit in a similar bracket and are more enjoyable in a group.
Passive income
Running these simultaneously generates meaningful income with minimal active play:
The key insight most guides miss: passive businesses pay out based on time *in session*, so they reward playing other content rather than idling. Run Cayo with your nightclub accruing in the background.
Is grinding now actually worth it?
This deserves a straight answer, because a lot of content right now implies otherwise.
Rockstar has not confirmed that GTA Online money or progression transfers to GTA VI. A persistent rumour says it might. It remains a rumour.
Our honest position: grind now because you enjoy GTA Online, or because you want something specific in it before you move on. Do not grind as an investment in a payout that has never been promised. If a transfer materialises, treat it as a bonus.
What is more plausible — though still unconfirmed — is some form of cosmetic or status recognition carrying over. Several publishers have done this. Cash balances transferring intact would be unusual, because it would badly distort a new game's economy on day one.
This week
Bonus multipliers rotate every Thursday via the Rockstar Newswire. Our Weekly Events page tracks the current 2x and 3x activities, which frequently matter more than which method you pick — a 2x week on a mediocre method often beats a normal week on the best one.
The sensible plan for the run-up
If you want a concrete target: run Cayo on bonus weeks, keep the nightclub and bunker ticking, and ignore anything that requires a large up-front property purchase you will not recoup before launch.